Free Fertility Consult + Free Insurance Coverage Review

Great news for 2026! SB 729 expands fertility benefits, including IVF for many employer plans. Our team will review your plan and explain your options.

Can SB 729 help you with IVF treatment?

SB 729 may expand fertility and IVF benefits in 2026, but it depends on your plan. We help you review your options.

How your free coverage review and consultation work

STEP 1

Tell us about your insurance

During your first consultation, we will need your health insurance policy card to get started.

STEP 2

We review your SB 729 eligibility

Our bilingual financial coordinators review your benefits, your type of plan, to help you understand what may be covered.

STEP 3

You meet with a fertility specialist.

Your first free fertility consult.  Our Doctors will create a personalized treatment to help increase your chances or success.

Why choose CARE Fertility for your Fertility journey?

  • 15+ years serving fertility patients in Los Angeles
  • 10,000+ babies born through our care
  • Medical Director trained at UCLA & Stanford
  • Multingual team (English/Spanish/Mandarin/
    Armenian)
  • Extensive experience navigating California insurance
  • Experienced, compassionate, non‑judgmental care for all family types

Quick facts about SB 729

  • SB 729 expands infertility coverage requirements for many state‑regulated employer plans as plans renew in 2026.

  • For certain qualifying large‑group plans, coverage includes a framework of up to 3 completed egg retrievals and unlimited embryo transfers (subject to clinical guidelines and medical management).

  • SB 729 includes protections intended to reduce discrimination in access to infertility care.

  • Not every plan is included (for example: some self‑funded plans, religious employer plans, and certain government plans may follow different rules).

  • The only way to know what you’re eligible for is to review your exact plan details.

That’s exactly what our free SB 729 coverage review is for.

SB 729 & fertility – FAQs

No. SB 729 does not make IVF “free.” It may require certain plans to include infertility benefits, but what you pay depends on your plan design (deductible, copays/coinsurance, medication coverage, and prior authorization rules). We’ll help you understand what your plan may cover and what your out‑of‑pocket costs could look like.

In general, SB 729 most commonly impacts state‑regulated (fully insured) employer plans. Some employer plans are self‑funded, and those often aren’t required to follow state mandates.

Bring your insurance card and employer name, we’ll guide you through the rest.

It can. SB 729 expands how infertility can be defined and includes protections intended to reduce barriers for LGBTQ+ patients and single parents by choice. That said, what’s covered (and what documentation may be required) still depends on your plan. We’ll show you exactly what your benefits say.

Don’t worry! We are here to help you. We offer discounts on cash pricing. We will go over, all your financing options.

Your free visit includes:

  • SB 729‑focused insurance coverage review

  • A clear explanation of likely coverage, timing, and next steps

  • A fertility consult with a CARE Fertility doctor

  • A practical plan for your next steps 

Ready to find out what SB 729 could mean for you?

Your SB 729 coverage review and fertility consultation are 100% free at CARE Fertility in Los Angeles.

Disclaimer

Coverage depends on your specific plan and employer. CARE Fertility cannot guarantee benefits, approvals, or payment. This page is for general information only and is not legal, medical or insurance advice.